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Each server has its own economy. Coins are held as cash (spendable, robbable) or in the bank (safe).
The economy hub card

Earn

Manage money

Items and shop

Items are bought, found, used, sold, gifted or traded. The shop and inventory are interactive cards. Rarity (Common to Legendary) is cosmetic. Percy’s built-in items (tools and drops) cannot be edited; server items are managed by admins. Editing an item changes it in place. Removing an item deletes every copy members own and asks for confirmation. The dashboard Economy page has the same item editor.

Server settings

Admins use the dashboard Economy page or ?economy-config: